40 Ways to Save Money Without Blocking Out the Fun
In today's world there always seems to be less money in my pocket then I would like. With all the bills, food, date night, kids activities, and other expenses that seem to always be piling the paycheck seems always to be spread pretty thin. So I’ve created a list of 40 ways to save money without blocking all the fun.
1. Pay in
cash. When you pay everything in
cash you can visually see what money you have.
2. Keep the
change. Save all your change. I use mine as a vacation fund for the end of
the year.
3. Don’t
hoard. Go through your house and
collect things you don’t need. You can
sell it on Craigslist, garage sales, EBay, or even Facebook pages.
4. Make
gifts. Between birthdays and
holidays there are tons of gifts people buy.
But making them it is more personal and cheaper.
5. Never go
to the store hungry. When I’m hungry
everything looks good so it is very easy to pick up a few extra items to
satisfy those cravings.
6. Make lists
before shopping and stick to it. All
those little extra items add up.
7. Drink
Water. Did you know most of the time
you think you’re hungry, you’re really thirsty?
By drinking water it will satisfy that hunger for free. Also it will save you on soda or liquor
costs.
8. Turn Off
Lights. Electric bills can be sky
high when leaving appliances on, including lights.
9. Wash Your
Hands. It prevents illness. Leading to less sick days at work and
hospital visits.
10. Holiday
Shop after Holidays. Everything is
on sale! So you can stock up for next
year.
11. Volunteer
Program. This is a great use of
time but it can also help you pay off student loans.
12. Fuel Efficient
Car. No matter how much gas prices
fluctuate it is still expensive.
13. Reliable
Car. If your car is constantly breaking down. It might be worth saving for a new one so you
don’t have to pay so many bills for fixes.
14. Avoid the
Mall. I love clothes. I have an obsession with clothes. But by avoiding the mall it saves me from
buying a new wardrobe.
15. Create a
Debt Bar. What is that you ask? Create your own visual graph that you can
color in to see how much debt you have left.
Visuals are an important step to accomplishing goals.
16. Cancel Subscriptions. Last month I realized I had 2 Amazon Prime accounts (found out when
they emailed me asking if I would like to renew for ANOTHER year). By going through your subscription it will be
less likely you double up (like me) and it will give you a chance to save money
on subscriptions you don’t use.
17. Eat
Breakfast. It satisfies hunger throughout
the day, saves you from buying snacks when you’re out and about and it helps
you lose weight! Can’t go wrong with
that.
18. Swap
babysitting. By swapping babysitting
it saves you from having to pay for a babysitter and when it is your time to
babysit it will give your kids friends to play with, saving you on activities.
19. Use
MyFridgeFood. You put in the food
you already have at home then it will give you recipes on what you can
make.
20. Go Through
Your Closet. As I’ve said before, I
have a clothes obsession. But occasionally I go through my clothes to find the
ones I don’t wear and sell them to local thrift stores.
21. Make
snacks. Since I’ve been pregnant I
found this a must. I pack snacks
everywhere I go so I can satisfy those random hunger cravings. It saves me a lot on take-out and junk food.
22. Bring
Water Bottles. This goes along with
#7. When I bring my own water bottle
places it is more likely I’ll drink it leading to all the positive things water
helps you with.
23. Try to DIY
Home Improvements. If things are
broken try using Google or YouTube for tutorials of how to fix things around your
house.
24. Repurpose
Items From Home. I love repurposing
items, you can have great treasures for free!
You can check items I’ve repurposed HERE.
25. Regularly
Check for Cheaper Places to Live.
This is for renters. Every time
your lease is almost up look for new apartments or houses that can be nicer for
better price.
26. Free Local
Events. I love going on dates with
my husband but it can get expensive. So
try looking up free local events. It
will give you something new to do for free.
27. Learn to
Cut Hair. Little kids and men’s
haircuts can be super easy to do yourself and it saves you on professionals
doing it every few weeks.
28. Buy
Staples in Bulk. By buying items you
go through constantly it bulk, it will save you tons of money in the long run (most
of the time). So try comparing prices
and see if you will save.
29. Price
Check. Sometimes this can be a pain
but it can save you tons of money by just paying attention when you’re at the
store or you can check online.
30. Look at Phone Bill. Do you use everything that your plan comes with? Is there a new provider that provide the same
services for cheaper? There are tons of
companies out there so check, you might even get a phone upgrade!
31. Regularly
Check for New Promotions. I recently
saw an online ad for a cheaper price for my internet service (that they didn’t
tell me about). By looking online for
new promotions your company provides, you might save money each month on the
same service.
32. Check Out
Benefits Your Company Offers. Many
companies will offer new benefits to you depending on how long you’ve worked
there. Check out these benefits and you
could get better insurance benefits, get a raise, get more paid vacation days
etc.
33. Make Your
Own Cleaner. Pinterest has tons ways
to make your own cleaners for cheap. You
can check out my Pinterest board HERE.
34. Use a Fan. Running the air conditioning raises your
electric bill tremendously. By running a
fan instead it can cut your electric bill and you’re still able to keep cool.
35. Pot Luck
Socials. Do you like to go out to
eat with friends? Try having a pot luck
at home instead. You will still have
delicious food but will be able to save a lot of money by preparing your own
food.
36. Make Freezer Meals. When you make a casserole, make a few. It will lead to fast meals without having to go to fast food restaurants.
37. Try New Budget
Ideas. My husband and I are always
trying to ways to budget in hopes to find the best plan for us. By finding the perfect plan you will be able
to practice frugality while still living well.
38. Track
expenses. Write down everything you
spend money on. Whether it’s a 50 cent
candy or 100 dollar grocery bill. By
writing it down it can ensure you don’t miss including it in your budget. It can also help you realize where you can
cut back so you will have more money to use on other items.
39.
Choose Quality. There are many things you can choose the
cheaper brand and still get the same use.
But other items you need to use quality of price so you don’t have to
constantly replace it.
40. Go Through
Your Bank Statement. At the end of
the month go through your bank statement and see what charges were made. Are there items you didn’t track? Are there things you could go without the
next month? Are there any charges you
didn’t do? All of these are important
things to track every month.
I would love to hear different ways you save money! You can comment or email me at call.life.crazy@gmail.com
I hope these idea will help you save money in your life. For more tips on saving money subscribe to my page. You will get sent great tips, advise, DIY projects and many more ideas straight to your email.
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